Personal Injury Protection (PIP) and Medical Payment Coverage:
This car insurance covers medical costs resulting from a car accident. It includes expenses for doctors, hospitals and even funeral charges for you and your passengers. The protection applies whether or not the accident is your fault. It will apply even if your are driving another person's auto or if you and your family happen to be pedestrians injured at the scene.

Bodily Injury Liability Car Insurance:
In the event you cause an accident that results in injury or death and you are found to be responsible, Bodily Injury Liability Car Insurance, protects you against financial responsibility. Property damage liability covers the damage you and your car might do in an accident. It extends to damages at the scene of the accident, and includes such things as other autos and nearby homes and fences.

Collision and Comprehensive Insurance:
Collision car insurance pays for damages to your vehicle done by striking another, running into another object, or if you roll over. You are covered no matter who may be at fault. Comprehensive car insurance pays for damages caused by things other than collisions such as disasters, fires, and floods, vandalism and theft.

Protection under an uninsured or insured motorist:
This type of car insurance pays the cost of damages and injuries when you are hit by an uninsured or underinsured driver. Or, in cases of hit and run when the other driver is not known. With this type of car insurance you and your passengers are covered for medical bills, loss of wages and other accident related damages. Underinsured motorist coverage will pay for the amount of damage that exceeds the benefits carried by the other driver.

SR-22:
An SR-22 insurance policy is generally a motor vehicle liability insurance policy required for reinstatement after your drivers license has been suspended or revoked. SR-22 insurance is uniquely suited for these situations, because it requires the insurance company to notify the department of motor vehicles if the policy is canceled, terminated, or lapses. If any of these things happen, your license will typically be suspended until the policy is brought current or reinstated. Under Florida law, you must carry SR-22 insurance for three years after the end of your suspension or revocation.